With BT Super for Life, less means more.

Get 45% lower fees* with BT Super for Life.

There’s nothing more frustrating than paying high fees on your super. With BT Super for Life, you’ll pay up to 45%* less compared to other retail personal super funds.

We only charge a low 0.99% p.a. management fee and a flat $5 monthly administration fee. There’s no establishment fee, exit fee or commissions and because BT Super for Life is linked to your St.George Internet Banking, you’ll have better control of your super.

Combine all your super and save even more.

Most people have had more than one job. That usually means multiple super funds and inevitably multiple account fees. But with our rollover tool, you can combine your accounts, save on account fees and get your super working harder.

With BT Super for Life you’ll enjoy:

  • Less fees - 45% lower than other retail personal super funds*, no commissions, contribution or exit fees
  • Tailored investment options that change with you - investment strategies based on your life stage
  • Easy Rollover - simply combine all your super in one place and make it easier to manage**
  • Pre-approved Life Insurance - a tax effective way to protect you and your family
  • One fund for life - super that moves with you from job to job so no need to start new super accounts if you change jobs
*Source: ^ Super Ratings Pty Ltd, commissioned by BT and based on information as at 11 September 2011 and on a survey of average fees of a sample of retail personal super funds for an account balance of $50,000. Fees may change in the future which may affect this outcome. **There is no charge for accepting rollovers, however before requesting the rollover, it is a good idea to check with your other funds to determine whether there are any exit fees for moving your benefits, or other loss of benefits (e.g. Insurance cover).

Things you should know: BT Funds Management Limited ABN 63 002 916 458 is the issuer of interests in the BT Super for Life which is a part of Retirement Wrap ABN 39 827 542 991, RSE R1001327. A Product Disclosure Statement (PDS) and Financial Services Guide (FSG) is available by calling 1300 653 553. You should obtain and consider the PDS and FSG before deciding whether to acquire, continue to hold or dispose of interests in the Fund. An investment in BT Super for Life is not an investment in, deposit with or any other liability of Westpac Banking Corporation ABN 33 007 457 141 (Westpac), St. George Bank, Bank of Melbourne or BankSA (which are Divisions of Westpac), or any other company in the Westpac Group. It is subject to investment risk, including possible delays in repayment of withdrawal proceeds and loss of income and principal invested. Neither Westpac nor any other company in the Westpac Group has issued, stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life.